Is your home currently up for sale? Let's say that you have moved on and your home is now vacant. You could be putting yourself at risk and not even know it. There are so many vacant homes on the market for sale it is unreal. Some people have moved on, married, relocated or just have left their home and have it listed as a short sale. Be very cautious. If something happens to your home where you would need to make an insurance claim, you might be in for a big surprise. You need to review your current homeowner's insurance policy. Some policies have a 'vacancy clause' that states that if your home is not currently being lived in, your policy may not be valid. What if someone breaks in? What if there's a fire? What is something is damaged? It may be too late to do anything about it. The other sad note is that there are not too many insurance companies that will issue a high risk vacant coverage. If they do, it is at a higher cost. At least investigate now before it's too late! See the attached link for more tips!
http://rismedia.com/lowes/8355/9565%22%3EVacant Homes Pose Insurance Risks
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